Rick Kent founded Creative Insurance Solutions after receiving his Life and Health Insurance license in 2004. His initial focus was helping older adults with Medicare insurance. As the insurance industry began its rapid change with the Affordable Care Act, Rick quickly added “Under Medicare Age” insurance to his product offering. (With insurance, “under-age” is 64, not 18.)

Dealing with government insurance through Medicare plans has given Rick a thorough understanding of how government-regulated insurance operates. This experience has prepared Rick to be very…