About Us - Creative Insurance Solutions
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About Us

Get to know us a little better

About Us

Rick founded Creative Insurance Solutions after receiving his Life and Health Insurance license in 2004. His initial focus was focus was helping “Seniors” with Medicare insurance. As the insurance industry began its rapid change with the Affordable Care Act, Rick quickly added “Under Medicare Age”—Affordable Care Act insurance to his product offering. With insurance, “under age” is 64, not 18.

Dealing with government insurance thru Medicare plans has given Rick a thorough understanding of how government regulated insurance operates. This experience has prepared Rick to be very effective in helping his clients develop the best Healthcare Reform health insurance solutions for each client’s unique needs.

In addition to Affordable Care Act plans Rick, has a portfolio of Private plans that allows him to develop a “Creative Solution” that offers the most affordable comprehensive health insurance coverage for a client’s unique needs. Rick is committed to helping you find the “Right Plan for Your Unique Needs”.

Rick, originally from Mississippi, has lived in Northeast Georgia since 1988. He graduated from Ole Miss and enjoys going back to Oxford, MS several times a year to visit friends and take in a game—whatever the sports season—Rick is an avid sports fan of all sports. He especially likes Ole Miss football. Rick officiated high school and college football for 23 years which allowed him to stay active with kids and their enjoyment of the game.

Rick and his wife Elizabeth have 2 daughters, Rachael and Callie. He and his family have been active members of Sugar Hill United Methodist Church since 1995.


“I am dedicated to finding the right solution for your unique needs.” -Rick