About Creative Insurance Solutions
Creative Insurance Solutions was founded in 2004 by Rick Kent with the mission to help older adults with Medicare insurance. Since then, the company has expanded to include assisting adults 18-64 with getting insurance through the Affordable Care Act. Now that includes helping Georgians navigate Georgia Access, the Georgia Healthcare Marketplace. In addition, CIS helps businesses find group health insurance solutions for their employees.
Meet Our Founder and Principal Agent / Rick Kent
“I am dedicated to finding the right solution for your unique needs.” -Rick
Dealing with government insurance through Medicare plans has given Rick a thorough understanding of how government-regulated insurance operates. This experience has prepared Rick to be very effective in helping his clients develop the best post-Healthcare Reform insurance solutions to meet their needs.
In addition to Affordable Care Act plans, Rick has a portfolio of private plans that allows him to develop creative solutions that offer the most affordable comprehensive health insurance coverage for his clients. Rick is committed to helping you find the “Right Plan for Your Unique Needs.”
Rick, originally from Mississippi, has lived in Northeast Georgia since 1988. He graduated from Ole Miss and enjoys going back to Oxford, MS several times a year to visit friends and take in a game—whatever the sports season. Rick is an avid fan of all sports, but of course he especially likes Ole Miss football! Rick officiated high school and college football for 23 years which allowed him to stay active with kids and their enjoyment of the game.
Rick and his wife Elizabeth have two daughters, Rachael and Callie. He and his family have been active members of Sugar Hill United Methodist Church, now known as Church on the Hill, since 1995.
Agency Administrator / Michelle Roland
Michelle Roland joined Creative Insurance Solutions in July 2021 to serve as Agency Administrator, after a long career in the commercial credit and asset management industry. In getting to work with clients and learning about the health insurance industry from Rick, she discovered that she loved this line of work and decided to make it her second career. Michelle obtained her Life and Health Insurance license in April 2022.
As Agency Administrator, she guides clients through the paperwork needed for quotes and enrollments, and as Agent, she now also assists with answering questions and helping people understand their choices in the confusing world of health insurance.
Michelle was born in Pennsylvania but grew up in Virginia Beach and will take a beach vacation instead of a cold weather destination any day! Michelle graduated from the College of William and Mary in Williamsburg, VA, and has lived in Georgia since 1992. She has always had an interest in healthcare and served as an Emergency Medical Technician for a short time after college. She also enjoys reading, solving puzzles, and watching/critiquing films with her son, Andrew. Michelle has been an active member of Sugar Hill United Methodist Church, now known as Church on the Hill, since 2008.
Why Choose Creative Insurance Solutions
Choosing a health insurance plan is one of the most important financial and personal decisions you can make, and having the right guidance makes all the difference.
Personalized, Not One-Size-Fits-All
We take the time to understand your unique situation, whether you’re enrolling in Medicare, exploring Marketplace options, or seeking coverage for your business. Every recommendation is tailored specifically to you.
Experience You Can Trust
With over two decades of experience, we’ve helped individuals, families, and businesses navigate complex insurance decisions with confidence. We understand the details, the deadlines, and the strategies that can make a real difference.
A Wide Range of Options
We’re not limited to a single provider. From Medicare plans and ACA coverage to private insurance solutions, we offer a broad range of options so you get the coverage that truly fits your needs and budget.
Guidance Through Every Step
Health insurance can feel overwhelming, but you don’t have to figure it out alone. We walk you through the process, from comparing plans to completing enrollment, so you always know what to expect.
Rooted in the Georgia Community
We’re proud to serve individuals and businesses across Georgia. As members of the local community, we understand the needs of our clients and are committed to building long-term relationships based on trust and service.
Ongoing Support, Not Just Enrollment
Our relationship doesn’t end once you choose a plan. We’re here year-round to answer questions, review your coverage, and help you adjust as your needs change.
Let’s Make Health Insurance Simple
You don’t have to navigate this alone. Reach out today and let us help you find a plan that truly fits your life and your budget.