Supplemental Insurance: What is it and do I need it?

To begin, we need start with a common understanding of what supplemental insurance actually is. A good working definition is: Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Some plans will pay for out-of-pocket medical expenses, …

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High Deductible Health Plans: Are They Worth the Savings?

Recent surveys show that insurance premiums are rising at slow rates. This involves employer health insurance. Yes, it’s an increase. But the percentage of increase is definitely lower than in previous years. This, of course, benefits both employers and employees greatly. Why is this happening? Basically, this is an effect of having more workers enrolled …

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New Year, New Health Insurance Questions (and Solutions)

Healthcare options have gotten complicated and much more limited when considering 2017 plan choices. Our team has been happy to help hundreds of clients find custom solutions for their unique needs. For those on Medicare, this email may not apply to you. However, we do ask that you forward this message to family and friends …

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